Saturday, February 15, 2020

Personal Statement (one page essay on reasons for choosing medicine)

Personal Statement (one page on reasons for choosing medicine) - Essay Example Perhaps because of my early fascination with frequent traveling with my parents, I have never really put a big effort into my BSc. (I am about 90 credits in.) Saving other people’s lives is something that I would like to do. I feel like I have taken enough from this world and now its time to put a little back in it. There is a pride, I think, in being a doctor, but there is also the challenge to make good. Imagine the beat of life lying in your hands but you would have to think and move to be an instrument to let that beat continue on and live. Imagine that those lives are the very ones to also let other lives beat on. If I were that doctor, how great is the challenge to answer the hopes of families gaping at you for answers. This is the kind of life I would like to go into. There is meaning and there is purpose. All the time my life was suspended on air, I would think of these things. Life are precious it could crumble anytime. But it could also be saved. If given the chance, I would like to join the medical world. At least, I could say I am useful for others after all. I am a voracious reader of all types of books. As such, it will not be strange to me to be meeting requirements in school for much reading and research. I am proficient in English besides. Aside from my concern for mental health, I also go for physical health. I exercise regularly and enjoy all sorts of sports but mainly skiing. Ive been told that Im very personable and easy to get along with. Therefore, if I would be mixing with other cultures in school, I am ready for it. Over in my church community, I meet all sorts of people. I think I am of the gregarious kind and this is no problem. When one becomes a doctor, he doesn’t look into the color of the patient’s skin before he decides to serve. I volunteer at a Union Gospel Mission soup kitchen whenever I get to church as this is my way of mixing with the community. I love the feeling that I can be of use

Sunday, February 2, 2020

The effect of usury on our lives Research Paper

The effect of usury on our lives - Research Paper Example The old way was an endeavor to shield the poor and less fortunate from exploitation, but the current American economic system charges higher interests to the poor (Long, 1996). Despite the fact that usury-based economic systems are a common practice by all banks in the world today, people should resist it because of its enormous disadvantages to the society. Different schools of thought have been advanced towards the concept of usury. The traditional view perceives usury has a practice of seeking a payment for a loan advanced to another individual. This definition was development at the scholarly works of Aristotle and was embraced by other people of the times. The concept advancement by Aristotle was that money was barren; the medieval schoolmen accepted this view. Later on, changes stared emerging on the definition (Persky, 2007). The modern view of usury relates to charging of unethical interest that is exploitative to the borrower. However, some faiths have continued to uphold th e concept of charging any form of interest as an act of usury. The banks have developed due to the demand to satisfy the market needs, laws that regulate their activities have been developed. It is an act of usury for a bank or any other financial lending institution or a person to charge more than the set percentages. In my view usury is a relative concept that relates to interest charged on loans, if the interest is unreasonable to the poor in the society and does not reflect the needs in the society that is tantamount to usury (Lewison, 1999). Usury based economy relates to the charging of favorable interests. The modern view started taking its shape around 1571 when Elizabeth I allowed an interest of 10% to be charged, this aspect led to enactment of some ethics to safeguard the interests of the loanees. At the initial stages, a lot of resistance was encountered since the interest was seen as a way of exploiting people (Steel, 1993). To further upgrade usury, came reforms that f acilitated the enactment of ethics. Coincidentally, the activity led to an increase in the prices and consequently economies started growing. A lot of productivity and prosperity was evident in the process. In 1854, the usury laws were reformed further allowing the justice system to prosecute those that were charging exorbitant interests. The laws have continued to change in order to take care of the borrowers, as it stands the Consumer Credit act protects the borrowers against any form of modern usury (Steel, 1993). Human needs are many and unsatiable, in an effort to control the economy of the world by the giant economies they use their financial muscle to benefit themselves more. People in all societies need to invest their money in one way or another in order to live a secure and decent life. Money is the backbone of anyone’s life; however, people have very limited options to choose where to invest their money. Banks are the only winning side from this unequal equation (M ews & Ibrahim, 2007). They take people’s money to make as much profit as they can for the sake of themselves and the rich people. On the other hand, poor and middle class people will find themselves drowning in debt day after day. To simplify this lets take an average college graduate student as an example. If he wanted to satisfy the basic need of his life on his won, from getting married to finding a place to live, he will surely be in debt for at least 30 coming